Behind on Payments
Are you behind on your mortgage? We can help you stop the clock and avoid foreclosure in Louisville.
Kentucky • Indiana • Ohio
Stuck With a House That's Hard to Sell?
You get a cash offer in 24 hours. No repairs, no fees, no commissions. We buy houses as is across Kentucky, Indiana and Ohio, and we can close in 10 days or on whatever date works for you.
24 hrs
Cash offer
7-10 days
Typical close
$0
Fees & commissions
Any condition, any situation
We Buy Homes In Any Condition Around Louisville
Whatever brought you here, we've bought a house like yours before. Nothing to fix, nothing to clean, nobody walking through it. Just a cash number and a closing date you pick.
Frustrating Tenants
Do you have frustrating tenants living in your home or rental property? We buy occupied houses.
Distressed Home
Do you own an unwanted home that needs a lot of work or updates? We buy it exactly as it sits.
Vacancy
Is your home sitting vacant and costing you money every month in taxes, utilities and upkeep?
Inheritance
Did you inherit an unwanted home in the Louisville area and want to sell it as-is, without the family stress?
Quick Relocation
Do you need to relocate quickly and sell your current home fast for cash on your own timeline?
Avoid Commissions
Do you want to avoid paying agent commissions, closing delays and extra fees? Our offer is what you get.
Repairs
Does your home need more repairs than you can afford, and you'd rather just sell it as-is?
Local, not a call center
Meet Your Local Louisville Home Buyers
We're Your Local Home Buyer, LLC, a small local team buying houses in Louisville and across Southern Indiana. Call (502) 890-9116 and a real person picks up, someone who knows Shively from St. Matthews and will tell you straight what your options are.
We've bought from people behind on payments, people worn out by tenants, people stuck with a house they inherited and never wanted, people staring at a repair bill bigger than the house is worth. None of them wanted the same thing, so we don't read off a script. We look at the house, show you how we built the number, and leave the decision with you.
And if selling to us isn't your best move, we'll say so. That's kind of the point of being local.
No fees, no repairs
Get a cash offer and sell as-is
Give us the property details and we'll call you inside 24 hours with a real number.
- ✓Offer within 24 hours
- ✓Close in as little as 7 to 10 days
- ✓We cover the standard closing costs
- ✓Zero obligation to accept
A recent seller
An inherited house, two states away, sold in 11 days
A family inherited their mother's house after a long illness. Forty years of belongings inside, a roof that needed replacing, and not one of the heirs living in Kentucky. Two agents told them to put $28,000 into it before listing.
We walked the house, called with an offer the next morning, and told them to take what they wanted and leave the rest. They set the closing around a family trip. Eleven days later the money hit their account. No repairs, no cleanout, no commissions.
The cost of doing nothing
What Happens if You Wait?
Every month that house sits, it quietly costs you more than a cash offer ever would.
!
Rising property taxes, utility bills and mortgage payments on an empty or unwanted house
!
Repairs that cost more money and time the longer you wait
!
Piling up city code violations, fines and notices
!
Dealing with bad tenants or a house that feels like it's falling apart
!
Losing property value as the market changes and upkeep costs grow
!
Stress, worry and wasted time from putting off big decisions
Three simple steps
How to Sell My Home Fast
First phone call to money in the bank, most sellers are done in about ten days.
Submit your offer request
Call us or fill out the form. Tell us about the house, what is going on, and what you need out of the sale. Two minutes, tops.
Schedule your offer call
We look over the property and get you a cash offer within 24 hours. Then we walk you through how we got to that number, line by line.
Pick your closing date
Say yes and we take it from here. Most sales close in 7 to 10 days, on whatever date works for you, and we pay the closing costs.
Why choose us
Why Louisville Homeowners Call Us First
Cash offer in 24 hours
Tell us about the house today, get a real number tomorrow. Not a range, not a teaser.
You keep the whole offer
No agent commissions, no listing fees, and we cover the standard closing costs.
Sold exactly as-is
Leave the repairs, the junk, the tenants and the cleaning. We handle all of it after closing.
You pick the closing date
Close in 7 to 10 days, or take a couple of months if you need time to move out.
Local, not a national call center
We live and buy in Louisville and Southern Indiana. You talk to the people writing the check.
Zero obligation
Take the number, sit on it, ask us anything. If it's not right, walk. Costs you nothing.
Real sellers
Sellers Love Working With Us
"Your Local Home Buyer, LLC made selling my house in Louisville simple and stress-free. They explained everything, handled the hard stuff, and closed exactly when they said they would. Brian even took me out for breakfast after we agreed to work together!"
Happy Homeowner
Louisville Metro Seller
"Your Local Home Buyer, LLC bought my house as-is so I didn't have to fix or clean anything. They gave me a fair cash offer and we closed in just a couple of weeks with no surprises. Carlos was super nice to work with."
S. H.
Louisville, KY
"Selling an inherited house from out of town felt overwhelming until we called Your Local Home Buyer, LLC. They handled everything here in Louisville and let us pick the closing date that worked for our family. Carlos went above and beyond, he took all the stress off my plate."
K. R.
Louisville Metro
Questions, answered
Frequently Asked Questions
Still unsure about something? Call (502) 890-9116 and ask. Nobody here is going to push you.
Will you be listing my home on the MLS or actually buying it?+
We buy it. We're not agents and we don't put your house on the MLS. We're direct buyers using our own cash, here in Louisville and across Kentucky. So there's no listing, no waiting around for a buyer, no showings, and no bank financing that falls apart two days before closing. We give you a cash number. If you take it, we buy the house from you, usually closing in 7 to 10 days on whatever date you pick.
Do you pay fair prices for properties?+
We'll be straight with you. A lot of the houses we buy come in a little under full retail, because we're the ones taking on the repairs, the holding costs, the risk and the selling expenses. What you get back is speed and a real as-is sale. No repairs, no 6% agent commission, no closing costs, no four months of strangers walking through your living room. For plenty of sellers that trade is worth it. And we'll always show you how we got to your number. No pressure either way.
How do you determine the price to offer on my home?+
We look at where the house sits, what shape it's in, what it needs, and what similar homes nearby actually sold for recently. Then we work out what it costs to bring it up to market standard and what it's worth after that. From there we make the highest offer that still makes sense on our end. Ask us to walk through the math and we will.
Are there any fees or commissions to work with you?+
None. Zero. List with an agent and you're usually out about 6% in commission, plus closing costs, plus whatever repairs the buyer's inspector digs up. With us, the number we say is the number you walk away with, and we cover the standard closing costs on top of it.
How are you different from a real estate agent?+
An agent lists your house and hopes somebody buys it, then takes 3 to 6% when they do. That's a fine option if you can wait six months to a year and don't mind handing over a slice. We're not agents. We're the buyer. We're spending our own cash, so we can decide in a day or two, sometimes the same day. We make our money by fixing the house up and reselling it ourselves, and we carry that risk, not you.
Is there any obligation when I submit my info?+
No, none. Tell us about the property, we'll look it over, maybe set up a quick call or a walkthrough, and get you a cash offer. What you do with it is completely up to you. If it works, we close on your schedule. If it doesn't, that's fine, and it costs you nothing to have asked.
Where we buy
Areas We Serve
We buy single family homes across the Louisville metro, the Kentucky counties around it, and Southern Indiana.
Louisville Neighborhoods
- St. Matthews
- Jeffersontown
- Middletown
- Shively
- Valley Station
- Fern Creek
- Okolona
- Pleasure Ridge Park
- Prospect
- Highview
Kentucky Counties
- Oldham County
- Bullitt County
- Shelby County
- Spencer County
- Hardin County
- Nelson County
Ready when you are
Get your no-obligation cash offer today
Two minutes now can save you months of showings, repairs and commission checks.
- ✓Offer within 24 hours
- ✓Close in as little as 7 to 10 days
- ✓We cover the standard closing costs
- ✓Zero obligation to accept
Peace of mind
You've got a way out of that house
Whatever shape it's in, whoever's living in it, whatever you still owe. Call (502) 890-9116 and we'll go through your options today.